In 2016, there were 395,797 car accidents in Florida. 165,941 of these accidents resulted in injuries. The most common type of car accident was a “rear-end collision”.
It’s important to know the amount and type of automobile insurance coverage one has. For example, there is no such thing as “Full Coverage.” “Full Coverage” is a term referred to by automobile insurance sales agents which often provides their customers with false security. Under Florida law, personal automobile insurance policies are only required to carry $10,000.00 of no-fault personal injury protection (PIP) insurance and $10,000.00 of property damage (PD) liability insurance. Additionally, the Insurance Research Council (IRC) estimates that at least 24% of Florida drivers have no automobile insurance. This leaves many injured persons without a way or means to be made whole again after an accident.
Generally speaking, in order to recover for one’s damages in an automobile accident, the person who caused the accident must have bodily injury (BI) insurance coverage, and/or the injured party has uninsured/underinsured (UM) motorist coverage under their own personal automobile insurance policy.
Car accident cases can be very complex and have many nuances. If you or someone you know has been involved in a car accident in South Florida, call us at (786) 786-1130. We may be able to assist you. All consultations are free.
The Law Office of Raphael A. Sanchez, P.A. was formed by attorney Raphael A. Sanchez. Our mission is to represent individuals with competent, aggressive, and personalized legal care. We believe in the people and standing up for their rights.
Our main focus is making sure individuals receive just compensation for the personal injuries they have sustained as the result of someone else’s negligence. This includes, but is not limited to, all car accident cases, slip and fall cases, and trip and fall cases. We also focus on making sure individuals receive fair payment to repair their homes in homeowner’s insurance claims. Homeowner’s insurance claims include underpayment and non-payment of claims.
The insurance companies have their lawyers, and you need yours. There are no fees or costs unless we recover. All consultations are free. Call or text us today. (786) 786-1130.