A common clean water damage claim is a pipe break within a wall; a common grey water damage claim is a toilet overflowing; and a common black water damage claim is sewage backup.
Mold damage can cause serious illness and property damage. These cases must be taken seriously and treated delicately. Homeowner’s insurance claims can be very complex and have many nuances.
Hurricanes can be devastating and life altering. One’s safety is the most important thing during one of these natural disasters. Once the winds have settled and the water has subsided, it’s time to file a Hurricane Claim with you Homeowner’s Insurance.
There are two types of Fire Damage claims: a total loss claim and a partial losses claim. A “complete loss fire damage claim” and a “partial losses fire claim”.
Trip & Fall Accidents
A trip and fall accident takes places when a person on the land of another “trips” on an object and “falls” to the ground suffering injuries.
Swimming Pool Accidents
In 2014, Florida Health reported that 43 children died in Miami-Dade County as the result of unintentional drowning. Another 48 were hospitalized as a result of a non-fatal drowning, and an additional 53 were treated at an emergency department.
The duty of care owed by an owner of land to those on the premises depends on the legal status of the person with regard to the property.
Slip & Fall Accidents
A slip and fall accident takes places when a person on the land of another “slips” on a wet or slippery substance and “falls” to the ground suffering injuries.
Under Florida law, landowners have a duty to provide people on their property with competent security that will prevent predictable injuries and damages caused by third parties.
Daycare Abuse / Daycare Neglect
Every day, millions of Americans leave their child at a daycare so they can go to work, and believe their child is safe. Unfortunately, there are some daycare owners and staff members who fail these parents and their children.
Construction Site Accidents
Construction sites are inherently dangerous. However, those running and operating them must use reasonable care and follow all federal and state regulations.
Amusement Park Accidents
An amusement park owner has a duty to exercise reasonable and ordinary care in keeping the property reasonably safe for the benefit of its patrons.
In 2016, 671 Boating Accidents were reported in the state of Florida. The next highest number of reported Boating Accidents took place in California (369).
Although rare, Airplane Accidents do happen. The FAA reported 18 Aviation Accidents took place in the United States between 2013 and 2016.
Riding a bicycle in Florida can be extremely dangerous. In 2016, there were 6,667 traffic accidents involving a bicyclist. 140 of these bicyclists died as a result of their injuries from their accident.
In 2016, there were 395,797 car accidents in Florida. 165,941 of these accidents resulted in injuries. The most common type of car accident was a “rear-end collision”.
Hit & Run
In Florida, a “hit and run accident” is defined as the failure of a driver to remain at the site of a vehicle crash, and fulfill other statutory duties, when the crash at issue involves death, bodily injury, or property damage.
In Florida, moped drivers must have a valid Class E driver’s license and be at least 16 years old to drive a moped on a public road. There are also no insurance requirements in Florida for owning and/or operating a moped.
The National Highway Traffic Safety Administration (NHTSA) reports that in 2015 4,976 motorcyclists died in traffic accidents throughout the US.
In 2016 there were 9,102 traffic accidents involving pedestrians. 667 of these accidents resulted in the pedestrian dying. Automobile insurance in Florida follows the person, not the vehicle.
Florida requires all operators of scooters to have a valid Class E driver’s license and be at least 16 years of age. A motorized scooter cannot be driven on a sidewalk and must be driven on the road at all times.
The National Highway Traffic Safety Administration (NHTSA) reports that 85% of all rollover related fatalities are the result of single vehicle crashes.
In 2016, there were 41,239 commercial vehicle crashes in Florida. Trucking accident cases can be very complex and have many nuances.
Uber / Lyft Accidents
Uber and Lyft drivers are insured by a business auto form with policy limits of one million dollars per accident. Uber and Lyft accident cases can be very complex and have many nuances.